According to this organization following are the interest rate of saving accounts and periodic deposit accounts.

Interest Rate On Deposit(%)

Saving DepositInterest Rate(%)Minimum Balance(Rs.)
Normal Saving 5.00%500.00
Special Saving 5.50%5,000.00
Atlas Saving
5.75%10,000.00
Premium Saving
6.25%50,000.00
Super Saving 6.50%100,000.00
Baal Bachat Saving6.00%500.00
   * Interest calculation on daily basis.
   * Interest captilization on quarterly basis.

Periodic Deposit Account(%)

PeriodQuarterly Interest(%)Yearly Interest(%) Upon Maturity(%)
3 months-7.00%
6 months7.50%-8.00%
1 year8.50%-9.00%
2 years9.00%9.50%9.75%
3 years10.00%10.25%10.50%

Loans Schemes(%)

Type of LoanInterest Rate(%)
Housing Loan16.00%
Business Loan16.00%
Hire Purchase Loan16.00%
Special Loan16.00%
Personal Loan16.00%
Education Loan16.00%
Agricultural Loan16.00%
Loan Against TD Receipt+2.00%