According to this organization following are the interest rate of saving accounts and periodic deposit accounts.

Interest Rate On Deposit(%)

Saving DepositInterest Rate(%)Minimum Balance(Rs.)
Normal Saving 4.00%500.00
Special Saving 4.25%5,000.00
Atlas Saving
4.50%10,000.00
Premium Saving
4.75%50,000.00
Super Saving 4.75%100,000.00
Baal Bachat Saving4.50%500.00
Regular Saving4.50%500.00
   * Interest calculation on daily basis.
   * Interest captilization on quarterly basis.

Periodic Deposit Account(%)

PeriodQuarterly Interest(%)Yearly Interest(%) Upon Maturity(%)
3 months-5.00%
6 months5.50%-5.75%
1 year6.00%-6.50%
2 years7.00%7.25%7.50%
3 years7.50%7.75%8.00%

Loans Schemes(%)

Type of LoanInterest Rate(%)
Housing Loan14.00%
Business Loan14.00%
Hire Purchase Loan14.00%
Special Loan14.00%
Personal Loan14.00%
Education Loan14.00%
Agricultural Loan14.00%
Loan Against TD Receipt+2.00%