According to this organization following are the interest rate of saving accounts and periodic deposit accounts.

Interest Rate On Deposit(%)

Saving DepositInterest Rate(%)Minimum Balance(Rs.)
Normal Saving 7.00%500.00
Special Saving 7.25%5,000.00
Atlas Saving
7.50%10,000.00
Premium Saving
8.00%50,000.00
Super Saving 9.00%100,000.00
Baal Bachat Saving8.00%500.00
   * Interest calculation on daily basis.
   * Interest captilization on quarterly basis.

Periodic Deposit Account(%)

PeriodQuarterly Interest(%)Yearly Interest(%) Upon Maturity(%)
3 months-11.00%
6 months11.50%-12.00%
1 year12.00%-12.25%
2 years12.25%12.50%12.75%
3 years12.50%12.75%13.00%

Loans Schemes(%)

Type of LoanInterest Rate(%)
Housing Loan16.00%
Business Loan16.00%
Hire Purchase Loan16.00%
Special Loan16.00%
Personal Loan16.00%
Education Loan16.00%
Agricultural Loan16.00%
Loan Against TD Receipt+3.00%