According to this organization following are the interest rate of saving accounts and periodic deposit accounts.

Interest Rate On Deposit(%)

Saving DepositInterest Rate(%)Minimum Balance(Rs.)
Normal Saving 4.00%500.00
Special Saving 4.25%5,000.00
Atlas Saving
4.50%10,000.00
Premium Saving
4.75%50,000.00
Super Saving 5.00%100,000.00
Baal Bachat Saving5.00%500.00
Regular Saving5.00%500.00
   * Interest calculation on daily basis.
   * Interest captilization on quarterly basis.

Periodic Deposit Account(%)

PeriodQuarterly Interest(%)Yearly Interest(%) Upon Maturity(%)
3 months-5.00%
6 months5.50%-6.00%
1 year6.50%-7.00%
2 years7.25%7.50%7.75%
3 years8.00%8.25%8.50%

Loans Schemes(%)

Type of LoanInterest Rate(%)
Housing Loan15.00%
Business Loan15.00%
Hire Purchase Loan15.00%
Special Loan15.00%
Personal Loan15.00%
Education Loan15.00%
Agricultural Loan15.00%
Loan Against TD Receipt+2.00%